CHECK YOUR CREDIT
What is a credit score?
It’s a number (between 300 and 999) that reflects your credit history—things like how much debt you have, how often you repay on time, and how many accounts you’ve opened. The higher your score, the better your chances with lenders.
Mortgage Life Insurance is designed to give you peace of mind. If you were to pass away during the policy term, it could help pay off the remaining mortgage, reducing financial pressure on your loved ones. With optional Critical Illness Cover, the policy could also pay out if you’re diagnosed with a serious illness during the term—helping your family maintain stability during an emotionally and financially difficult time.
Years of experience
How to improve your score
We’ve put together a helpful guide full of easy tips to boost your credit health. It’s worth doing this a few months before applying—it can make a real difference.
Can I still get a mortgage with a low score?
Yes—but it might be harder. Lenders also look at your income, deposit size, and how affordable the repayments will be. If your score’s on the lower side, it’s a good idea to speak with a mortgage adviser early to understand your options.
Get In Touch
Get in touch for a no-obligation chat about how we might be able to help you
- Friendly & Down‑to‑Earth Experts: Our team combines professionalism with a personal touch; we’re approachable and easy to talk to.
- Referrals & Reputation: We thrive on word-of-mouth referrals and are proud to have earned over 200 five-star reviews on both Google and Trustpilot.
- Convenient Virtual Meetings: We handle most consultations via phone or video to offer flexibility and a more personalised experience.
Mortgage rates can change quickly, and acting now could save you thousands over time. In just one call, we’ll help you understand your options clearly—no jargon, no pressure. We search the entire market to find the best deal tailored to your needs. Book today and take the first step toward a stress-free mortgage journey.
Fill the form next to it, to secure your free consultation—your future home starts here.