Self Employed

As flexible ways of working become increasingly common, securing the right mortgage deal as a contractor can often present unique complexities. At Guardian Financial Ltd, we understand these Challenges and specialize in navigating the market for:
- Self-employed Contractors
- Day rate or Umbrella Company Workers (inside or outside IR35)
- CIS Workers
- Contract Workers with at least 12 months working history
We recognize that mortgages for contractors in the UK can feel like a minefield, as lenders frequently differ in their assessment criteria. At Guardian Financial Ltd, we pride ourselves on working with every client individually. Whether you’ve just embarked on your contracting career in the UK or have been established for many years, we know the lenders willing to consider your application.
Call us today to arrange a free initial consultation and discuss the ideal mortgage solution tailored for you.
Once your mortgage is secured, we can also help you protect your family and insure your new home, ensuring complete peace of mind.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We will charge a fee up to £499. In addition, we will also be paid a procuration fee from the lender.
Mortgage Calculator
This calculator is intended as a guide to estimate your monthly payments and does not confirm mortgage eligibility. For a personalised Key Facts Illustration, please get in touch with us.